Privacy Policy

Collection and Use of Personal Information

The Litmus Project collects personally identifiable information—such as name, email address, home or work address, and telephone number—as well as anonymous demographic information not unique to you, including ZIP code, age, sex, preferences, interests, and favorites. The Litmus Project collects this information when users submit it to the American Chemical Society (ACS) Member Insurance Program.

Information from your computer's hardware is also automatically collected by the Litmus Project, including IP address, browser, domain names, access times, and referring website addresses. This information is used by the ACS Member Insurance Program Plan Administrator, Pearl Insurance, for operation, maintenance, and gathering statistics for the Litmus Project's website.

Data from social media platforms such as Facebook, Twitter, and Instagram is also collected and analyzed by Pearl Insurance in order to determine advertising content that may be relevant to Litmus Project's users. This is called online behavioral advertising (OBA). Users may opt out of OBA through the Digital Advertising Alliance (DAA), or users may modify the placement of data identifiers, reset those identifiers, or delete existing cookies. Users who opt out may continue to see advertising, but will not see advertising tailored to their online browsing habits.

The Litmus Project does not read any private online conversations. If you directly disclose personally identifiable information through the Litmus Project's social media platforms, that information may be collected and used by others.

The Litmus Project encourages users to review the privacy statements of websites linked from the Litmus Project in order to understand how information is collected, used, and shared. The Litmus Project is not responsible for the privacy statements or content on other websites.

The Litmus Project may also use personally identifiable information to inform users of other products or services available from the Litmus Project and its affiliates. The Litmus Project does not sell, rent, or lease customer lists to third parties. The Litmus Project may share data with its partners in order to perform statistical analysis or provide customer support. All such third parties are prohibited from using your personal information except to provide the above services to the Litmus Project, and are required to maintain the confidentiality of your information.

The Litmus Project does not disclose information such as race, religion, or political affiliation without users' consent. The Litmus Project and its websites will disclose personal information without notice only when required by law or in the belief that such action is necessary to: (a) conform to the law or comply with legal processes served on the Litmus Project or the site; (b) protect and defend the rights or property of the Litmus Project; and (c) act under exigent circumstances to protect the personal safety of the Litmus Project's users or the public.

Use of Cookies

The Litmus Project's website uses "cookies"—a text file placed on users' hard disks by a Web page server—to help personalize users' experiences. Cookies cannot be used to deliver viruses or programs to your computer. Cookies are uniquely assigned to each user and can only be read by the server that issued them.

Cookies inform website servers when a user has returned to the site, helping the site remember personal information about that user. Information that was previously provided can therefore be retrieved and users may continue using the Litmus Project and its websites as customized.

Users may choose to decline cookies in their Web browsers. Disabling cookies may affect some interactive features on the Litmus Project's website.

Security of Personal Information

The Litmus Project secures personal information from unauthorized access, use, or disclosure. Personally identifiable information provided by users is secured and protected in a controlled environment.

Changes to This Statement

The Litmus Project may occasionally update this privacy statement to reflect company and public feedback. Users are encouraged to review this statement from time to time.

Contact Information

Users who feel the Litmus Project has not adhered to the terms of this statement are encouraged to contact the Litmus Project at customerservice@acsplanadministrator.com.